Budget

The Financial Standards Planning Board promotes the day to raise awareness about the importance of investor education and protection. But, you know, Financial Planning (capitalizations intentional!) is more than just a day, right? What if I told you it was a lifelong journey?

Dealing with debt is nerve-racking, but debt when you’re approaching retirement can be downright scary. The conventional wisdom is that you should try to retire debt-free, but fewer and fewer people are actually doing that.

Being financially savvy will mean different things to different people. But a common trait that the money-smart share is an affinity for long term financial planning and goals.

Those who are great at it don’t have to make huge sacrifices, but still manage to enjoy a high standard of living while traveling and pursuing a range of hobbies.

With another graduation season upon us, young people are trying to make the transition from college to colleague. There will be big changes and challenges ahead. If you can start off on the right financial footing in your 20's, you will be leaps and bound ahead of others that don't get their finances in order until later in life. 

Bringing a new child into your family holds many promises for the future. It’s a time to celebrate, but it can also change the way you manage money. From daycare to future college costs, raising a child is rewarding but expensive.

Creating and keeping a budget is not fun. It's also not realistic to think that you will keep a journal and write down everything you buy and tally it all up at the end of the month. Mint.com is a site that I found a few years ago and it makes budgeting a breeze.