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Financial Planning

Ready, Set, RMDs Are Back On Track For 2021

Submitted by Robert Gordon & Associates, Inc on March 16th, 2021

The year 2020 is one of the most eventful in recent times, and changes to the rules that govern retirement accounts are no exception. One of these changes is the waiver of required minimum distributions (RMDs) for 2020. As a result of this waiver, you are not required to take RMDs from your IRA for 2020.

Tags:
  • Budget
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Required Minimum Distribution
  • Savings
  • Taxes
  • Read more

Does the Stock Market Favor a Republican or Democrat President?

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

Are equity market returns higher when your political party is in the White House?

Tags:
  • Debt
  • Financial Planning
  • Investing
  • Politics
  • Savings
  • Stock Market
  • Read more

What College Students Need to Know About Money

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

College represents a time of independence in a young adult’s life. It may be the first time that your child has almost complete control over their own finances. From deciding how to use their spending money to deciphering student loan options, it can be difficult for students to adjust to the financial side of college living.

Tags:
  • Budget
  • college
  • Debt
  • Financial Aid
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Savings
  • Student Loans
  • Read more

Retiring as a Small Business Owner

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan. 

Tags:
  • Asset Allocation
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Invest
  • Long-Term Planning
  • Retirement
  • Savings
  • Read more

Preparing for an Early or Unexpected Retirement

Submitted by Robert Gordon & Associates, Inc on September 23rd, 2020

More Americans are retiring earlier than you might think

Tags:
  • Budget
  • Estate Planning
  • Financial Planning
  • Healthcare
  • Investing
  • Long-Term Planning
  • Retirement
  • Saving
  • Taxes
  • Read more

The Pros and Cons of a Roth IRA Conversion

Submitted by Robert Gordon & Associates, Inc on July 21st, 2020

Taxes, whether we admit it or not, drive a lot of our personal finance decisions. Avoiding or lowering them can influence where we choose to live, what kind of car we buy, where we send our children to school, whether we purchase a house, and many other everyday decisions. Everyone tries to limit the amount of taxes they pay. Taxes play a large role when we invest for retirement, as well.

Tags:
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Retirement
  • Savings
  • Read more

5 Reasons Roth IRAs Won’t Be Taxed

Submitted by Robert Gordon & Associates, Inc on July 20th, 2020

The rationale for speculation over taxing Roth IRA withdrawals is that the tax break looks far too generous. Other tax-sheltered retirement plans, after all, are merely tax-deferred—meaning you’ll pay taxes on them eventually. The earnings on Roth IRAs are effectively tax-exempt.

Tags:
  • CFP®
  • Estate Planning
  • Financial Planning
  • Investing
  • Retirement
  • ROTH
  • Savings
  • Traditional IRA
  • Read more

Covid-19 Helpful Resources

Submitted by Robert Gordon & Associates, Inc on March 27th, 2020

During this difficult time when many of us are working from home, I would like to assure you that the team at Robert Gordon & Associates is here to support you in any way.

We want to pass along a few resources for you and your loved ones. 

Grocery Delivery Services:

Tags:
  • Budget
  • Certified Financial Planner
  • CFP®
  • Financial Planning
  • Pandemic
  • Read more

Minimum Payment = Maximum Expense

Submitted by Robert Gordon & Associates, Inc on January 15th, 2020

Credit cards: A minimum payment might help you in the short term but could be one of your most expensive decisions.

Want to be your credit card company’s favorite customer? Just max out your card’s limit, agree to pay interest at a rate of 18 percent to 25 percent, and make only the minimum payment each month.

Tags:
  • CFP®
  • Credit
  • Debt
  • Financial Planning
  • Spending
  • Read more

Is a Career in Wealth Management or Financial Planning Right for You?

Submitted by Robert Gordon & Associates, Inc on January 14th, 2020

Wealth management is a financial services term that gets thrown around a lot and, yet, is not well understood even by people in the business. Wealth management and financial planning are very similar paths. They both assist clients with investment decisions and goals. However, what uniquely distinguishes the field of wealth management from financial planning is the clients.

Tags:
  • Financial Independence
  • Financial Planning
  • Wealth Management
  • Read more
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