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CFP®

Retiring as a Small Business Owner

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan. 

Tags:
  • Asset Allocation
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Invest
  • Long-Term Planning
  • Retirement
  • Savings
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The Pros and Cons of a Roth IRA Conversion

Submitted by Robert Gordon & Associates, Inc on July 21st, 2020

Taxes, whether we admit it or not, drive a lot of our personal finance decisions. Avoiding or lowering them can influence where we choose to live, what kind of car we buy, where we send our children to school, whether we purchase a house, and many other everyday decisions. Everyone tries to limit the amount of taxes they pay. Taxes play a large role when we invest for retirement, as well.

Tags:
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Retirement
  • Savings
  • Read more

5 Reasons Roth IRAs Won’t Be Taxed

Submitted by Robert Gordon & Associates, Inc on July 20th, 2020

The rationale for speculation over taxing Roth IRA withdrawals is that the tax break looks far too generous. Other tax-sheltered retirement plans, after all, are merely tax-deferred—meaning you’ll pay taxes on them eventually. The earnings on Roth IRAs are effectively tax-exempt.

Tags:
  • CFP®
  • Estate Planning
  • Financial Planning
  • Investing
  • Retirement
  • ROTH
  • Savings
  • Traditional IRA
  • Read more

Managing Emotions and Expectations during Market Uncertainty

Submitted by Robert Gordon & Associates, Inc on March 27th, 2020

Riding the highs, and experiencing the lows, it is the way of the investment market. However, what if we told you that the key to sound and quality investing is learning how to keep cool when the market is in turmoil? In this article, we look at some of the techniques that can help you manage your emotions and expectations during market uncertainty.

Tags:
  • Budget
  • CFP®
  • Emotional Health
  • Financial Plan
  • Read more

Covid-19 Helpful Resources

Submitted by Robert Gordon & Associates, Inc on March 27th, 2020

During this difficult time when many of us are working from home, I would like to assure you that the team at Robert Gordon & Associates is here to support you in any way.

We want to pass along a few resources for you and your loved ones. 

Grocery Delivery Services:

Tags:
  • Budget
  • Certified Financial Planner
  • CFP®
  • Financial Planning
  • Pandemic
  • Read more

The Most Dangerous Form of Investing

Submitted by Robert Gordon & Associates, Inc on March 19th, 2020

Don't gamble with your future.

Those who “play” the stock market hope to become rich. But they are more likely to become poor.

That’s because “playing” the market — frequent buying and selling — is akin to playing roulette. And compulsive trading could turn you into a gambling addict.

Tags:
  • CFP®
  • Financial Plan
  • Gambling
  • Risk
  • Read more

Why Markets Will Always Crash

Submitted by Robert Gordon & Associates, Inc on March 9th, 2020

Markets crash all the time. You should, at minimum, expect stocks to fall at least 10% once a year, 20% once every few years, 30% or more once or twice a decade, and 50% or more once or twice during your lifetime. Those who don't understand this will eventually learn it the hard way.

Someone emailed me last week asking why this is:

Tags:
  • CFP®
  • Financial Plan
  • Markets
  • Risk
  • Stocks
  • Read more

What's an Alpha Manager and Why Do I Need One?

Submitted by Robert Gordon & Associates, Inc on February 12th, 2020

You've probably heard of an alpha wolf, but what about an alpha manager? This is the kind of financial adviser that everyone planning an estate should be working with.

Tags:
  • Bonds
  • Budget
  • CFP®
  • Stocks
  • Read more

4 Signs It's Time to Fire Your Financial Advisor

Submitted by Robert Gordon & Associates, Inc on February 10th, 2020

Having a trusted financial advisor can make a huge difference in your future. But is your advisor strengthening the likelihood of achieving your goals or the opposite? Here's how to decide when it's time to say, "You're fired."

Tags:
  • CFP®
  • Fiduciary
  • Financial Advice
  • Financial Plan
  • Read more

Think Your DIY Retirement Plan Can Beat an Advisor?

Submitted by Robert Gordon & Associates, Inc on February 8th, 2020

We meet with retirees and pre-retirees every week, many of whom tell us they have been "working with a retirement-planning firm for years." Yet, when we dig into their "plan," there is often not much more than a diversified pie chart of stocks, bonds and mutual funds.

Tags:
  • Budget
  • CFP®
  • Financial Plan
  • Read more
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