It’s official: Money is stressful. Surveys consistently show that money is the top source of stress for American adults. More than a quarter of Americans say they feel stressed about money most or all of the time. Only 30 percent rate their financial security as high, and more than two-thirds believe that more money would make them happier.
Let’s face it, medical expenses can have a major impact on your budget, especially as you get older.
If you’ve heard about a Health Savings Account or maybe your work offers one, then it just may make sense to give it some serious consideration – and, in my opinion, it typically makes a lot of sense.
Being financially savvy will mean different things to different people. But a common trait that the money-smart share is an affinity for long term financial planning and goals.
Those who are great at it don’t have to make huge sacrifices, but still manage to enjoy a high standard of living while traveling and pursuing a range of hobbies.
With another graduation season upon us, young people are trying to make the transition from college to colleague. There will be big changes and challenges ahead. If you can start off on the right financial footing in your 20's, you will be leaps and bound ahead of others that don't get their finances in order until later in life.
Creating and keeping a budget is not fun. It's also not realistic to think that you will keep a journal and write down everything you buy and tally it all up at the end of the month. Mint.com is a site that I found a few years ago and it makes budgeting a breeze.