Blog

For a rapidly growing share of older Americans, traditional ideas about life in retirement are being upended by a dismal reality: bankruptcy.

Widows are one of the fastest growing demographic groups in the United States, with 11 million women and growing. The death of a spouse is one of the hardest things a person can go through. Along with all the emotional struggles of losing a spouse, many times it also brings major financial changes.

 A post-secondary degree is proving more and more beneficial to earn a foothold in the workforce. There are many ways parents can tackle the daunting task of raising a child and then helping them with higher education costs. Contact a CFP® Professional TODAY for help in creating a financial plan that draws a roadmap for accomplishing all of your financial goals!

A Pay Bump Doesn't Automatically Improve Your Financial Situation.

After years of internships, student jobs, and even seasonal retail work, I thought I had finally “made it” when I started a salaried position after graduating from college.

These are the obstacles we all face in trying to achieve our financial goals:

Being financially savvy will mean different things to different people. But a common trait that the money-smart share is an affinity for long term financial planning and goals.

Those who are great at it don’t have to make huge sacrifices, but still manage to enjoy a high standard of living while traveling and pursuing a range of hobbies.

With another graduation season upon us, young people are trying to make the transition from college to colleague. There will be big changes and challenges ahead. If you can start off on the right financial footing in your 20's, you will be leaps and bound ahead of others that don't get their finances in order until later in life. 

April is Financial Literacy Month and a great time to focus on financial education. A lack of financial preparedness has huge societal costs, and in the coming years as Americans age, these costs will likely increase. There are daunting challenges facing not only the poor but also the working middle class.

There’s plenty of opportunity out there for someone who’s unethical to take advantage of good people. That’s especially true when that someone is a financial advisor, so investors need to carefully select whom to trust. What some advisers do may not be criminal, but it’s still unethical because it’s not in clients’ best interests.

An individual’s credit score can impact many areas of life, particularly when it comes to homeownership – yet few, especially Millennials, seem to fully understand how it’s calculated and how it may be improved. In fact, 74% of college students don’t even know their credit score!