Skip to main content
  (217) 698-4844   rga@bergerfinancialgroup.com

  • Home
  • Berger Financial Group
  • About 
    • Our Philosophy
    • Our Process
    • Our Team
  • Our Services 
    • Fee-Only Financial Planning
    • Wealth Management
    • Retirement Planning
    • Investment Management
    • Business Consulting
    • Financial Education
  • Blog
  • Resources 
    • Useful Websites
    • Calculator Library
    • Video Library
  • Contact

    You are here

  1. Home
  2. Savings

Savings

‘Just stop buying lattes’: The origins of a millennial housing myth

Submitted by Robert Gordon & Associates, Inc on July 18th, 2022

Financial gurus want young home shoppers to stop complaining and cut back on small luxuries. But there are broader affordability issues at play.

Consider the 21st century’s most ubiquitous piece of financial advice: “Can’t afford a house? Just stop buying lattes.”

Tags:
  • Budget
  • CFP®
  • Debt
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Real Estate
  • Retirement
  • Savings
  • Read more

Why recessions are inevitable

Submitted by Robert Gordon & Associates, Inc on July 18th, 2022

As markets continue to wobble and more people discuss the possibility of heading into a recession, let me share a fundamental truth about money:

Tags:
  • Bankruptcy
  • Budget
  • CFP®
  • Debt
  • Emotional Health
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Savings
  • Read more

How Does the SECURE Act Impact Saving After Age 70?

Submitted by Robert Gordon & Associates, Inc on July 18th, 2022

You're never too old to keep saving. And now the SECURE Act gives you added incentive—even past age 70.

According to a recent GALLUP survey, 63% of Americans plan on working part-time in retirement. And I think that makes a lot of sense. After all, working part-time not only provides some extra income, it’s also a way to stay active and engaged.

Tags:
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Savings
  • Read more

Ready, Set, RMDs Are Back On Track For 2021

Submitted by Robert Gordon & Associates, Inc on March 16th, 2021

The year 2020 is one of the most eventful in recent times, and changes to the rules that govern retirement accounts are no exception. One of these changes is the waiver of required minimum distributions (RMDs) for 2020. As a result of this waiver, you are not required to take RMDs from your IRA for 2020.

Tags:
  • Budget
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Required Minimum Distribution
  • Savings
  • Taxes
  • Read more

Does the Stock Market Favor a Republican or Democrat President?

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

Are equity market returns higher when your political party is in the White House?

Tags:
  • Debt
  • Financial Planning
  • Investing
  • Politics
  • Savings
  • Stock Market
  • Read more

What College Students Need to Know About Money

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

College represents a time of independence in a young adult’s life. It may be the first time that your child has almost complete control over their own finances. From deciding how to use their spending money to deciphering student loan options, it can be difficult for students to adjust to the financial side of college living.

Tags:
  • Budget
  • college
  • Debt
  • Financial Aid
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Savings
  • Student Loans
  • Read more

Retiring as a Small Business Owner

Submitted by Robert Gordon & Associates, Inc on October 14th, 2020

There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan. 

Tags:
  • Asset Allocation
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Invest
  • Long-Term Planning
  • Retirement
  • Savings
  • Read more

The Pros and Cons of a Roth IRA Conversion

Submitted by Robert Gordon & Associates, Inc on July 21st, 2020

Taxes, whether we admit it or not, drive a lot of our personal finance decisions. Avoiding or lowering them can influence where we choose to live, what kind of car we buy, where we send our children to school, whether we purchase a house, and many other everyday decisions. Everyone tries to limit the amount of taxes they pay. Taxes play a large role when we invest for retirement, as well.

Tags:
  • Budget
  • CFP®
  • Debt
  • Estate Planning
  • Financial Planning
  • Investing
  • Long-Term Planning
  • Retirement
  • Savings
  • Read more

5 Reasons Roth IRAs Won’t Be Taxed

Submitted by Robert Gordon & Associates, Inc on July 20th, 2020

The rationale for speculation over taxing Roth IRA withdrawals is that the tax break looks far too generous. Other tax-sheltered retirement plans, after all, are merely tax-deferred—meaning you’ll pay taxes on them eventually. The earnings on Roth IRAs are effectively tax-exempt.

Tags:
  • CFP®
  • Estate Planning
  • Financial Planning
  • Investing
  • Retirement
  • ROTH
  • Savings
  • Traditional IRA
  • Read more

What is a Health Savings Account?

Submitted by Robert Gordon & Associates, Inc on October 12th, 2018

Let’s face it, medical expenses can have a major impact on your budget, especially as you get older.

If you’ve heard about a Health Savings Account or maybe your work offers one, then it just may make sense to give it some serious consideration – and, in my opinion, it typically makes a lot of sense.

Tags:
  • Budget
  • HSA
  • Medical
  • Savings
  • Read more
  • « first
  • ‹ previous
  • 1
  • 2
  • 3
  • next ›
  • last »

Book a Meeting

Tell a Friend

Looking to learn more?

Get in touch today

Contact Us

Additional info

  • Sitemap
  • Legal, privacy, copyright and trademark information

Contact info

  •   1201 South Veterans Parkway Suite A, Springfield, Illinois 62704
  •   (217) 698-4844
  •  

Attention:

Robert Gordon & Associates, Inc. and Berger Financial Group will never ask you for personal information via unsecured e-mail. Please be cautious of any correspondence that appears to come from Robert Gordon & Associates, Inc., Berger Financial Group or Charles Schwab that asks you to click on a web link or send personal information. Call and inform us of any questionable correspondence. If you are unsure, please call us. We welcome any reason to talk to our clients. Thank you.

RGA Privacy Policy       Current SEC Disclosure Brochure     Form CRS    Schwab Privacy

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

© 2025 Robert Gordon & Associates, Inc. powered by Berger Financial Group. All rights reserved.

Website Design For Financial Services Professionals